tugas 1 kapita selekta keuangan

1. flat rate :
a. pokok pinjaman = 12,000 =2.000.000
6
b. bunga perbulan = 15% x 12.000.000 = 300.000
6
periode spp pp bunga perbulan angsuran (pp+bp)
1 12 2 jt 300 2,3
2 10 2 jt 300 2,3
3 8 2 jt 300 2,3
4 6 2 jt 300 2,3
5 4 2 jt 300 2,3
6 2 2 jt 300 2,3
12 1,8 jt 13,8
sliding rate :
periode spp pp bunga perbulan angsuran (pp+bp)
1 12 2 jt 15% x 12 jt = 300.000 2.300.000
6
2 10 2 jt 15% x 10 jt = 250.000 2.250.000
6
3 8 2 jt 15% x 8 jt = 200.000 2.200.000
6
4 6 2 jt 15% x 6 jt = 150.000 2.150.000
6
5 4 2 jt 15% x 4 jt = 100.000 2.100.000
6
6 2 2 jt 15% x 2 jt = 50.000 2.050.000
6

2. flat rate :
a. pokok pinjaman = 90.000.000 = 7.500.000
12
b. bunga perbulan = 24% x 90.000.000 = 1.800.000
12
periode spp pp bunga perbulan angsuran (pp+bp)
1 90 7,5 1,8 jt 9,3 jt
2 82,5 7,5 1,8 jt 9,3 jt
3 75 7,5 1,8 jt 9,3 jt
4 67,5 7,5 1,8 jt 9,3 jt
5 60 7,5 1,8 jt 9,3 jt
6 52,5 7,5 1,8 jt 9,3 jt
7 45 7,5 1,8 jt 9,3 jt
8 37,5 7,5 1,8 jt 9,3 jt
9 30 7,5 1,8 jt 9,3 jt
10 22,5 7,5 1,8 jt 9,3 jt
11 15 7,5 1,8 jt 9,3 jt
12 7,5 7,5 1,8 jt 9,3 jt
90 21,6 111,6
sliding rate :
periode spp pp bunga perbulan angsuran (pp+bp)
1 90 7,5 24% x 90 jt = 1.800.000 9.300.000
12
2 82,5 7,5 24% x 82,5 jt = 1.650.000 9.150.000
12
3 75 7,5 24% x 75 jt = 1.500.000 9.000.000
12
4 67,5 7,5 24% x 67,5 jt = 1.350.000 8.850.000
12
5 60 7,5 24% x 60 jt = 1.200.000 8.700.000
12
6 52,5 7,5 24% x 52,5 jt = 1.050.000 8.550.000
12
7 45 7,5 24% x 45 jt = 900.000 8.400.000
12
8 37,5 7,5 24% x 37,5 jt = 750.000 8.250.000
12
9 30 7,5 24% x 30 jt = 600.000 8.100.000
12
10 22,5 7,5 24% x 22,5 jt = 450.000 7.950.000
12
11 15 7,5 24% x 15 jt = 300.000 7.800.000
12
12 7,5 7,5 24% x 7,5 jt = 150.000 7.650.000
12

INVITATION TO LUNCH MEETING

To : Mrs.Diyana
UD.Rahmat Di Jaya
Street Pasar Jembatan Merah Blok AKS No.223
North Jakarta


Dear Mrs.Diyana,

Allow me the pleasure of inviting you to lunch at PESONA LAUT Restaurant on Monday, 21 March 2011 at 12.00 pm. I believe it will be a wonderful opportunity for me to learn more about your company equipments for oil and gaz industry. and to discuss how our management system can reduce your operating cost.
Please tell me whether you are able to come by calling me at 021-1234987. Thanks for your attention.


Best Regards,


Ade kurniawan
Consultant Management System
PT.Dide

exercise 34 page 124

1. so
2. such
3. so
4. so
5. so
6. so
7. such
8. so
9. so
10.such
11.so
12.so
13. such
14.so
15.so

exercise 33 page 121

1. because
2. because of
3. because of
4. because
5. because of
6. because of
7. bacause of
8. because
9. because
10.because of

exercise 57 PAGE 217

answers :

1. Care for
2. Do away with
3. Drop out of
4. Get through
5. Break off
6. held up
7. Drawing up
8. Figure out
9. Keep on
10. Called on
11. Give up
12. Close in on
13. Look after
14. Came down with
15. Take over for
16. Held on to
17. Loo into
18. Passed out
19. Check out of
20. Run accros
21. Pick out
22. Get by
23. Came along with
24. Pointed out
25. Count on
26. Put of
27. Run into
28. See about
29. Brought up
30. Passed out
31. Talk over
32. Trying out
33. Turned in
34. Get up
35. Watch out for

exercise 54 PAGE 202

Answers :
1.angel
2.your
3.site
4.who's
5.custom
6.whether
7.descent
8.to, too
9.dessert
10.they're
11.later
12.than
13.loose
14.stationery
15.passed
16.quit
17.peace
18.principle
19.quite
20.cite

inggris bisnis

execerice 56 page 214
1.on
2.to
3.in
4.out of
5.in
6.at
7.at
8.with
9.at
20.in
11.through
12.in
13.to
14.to see
15.for
16.at
17.on
18.in
19.at
20.out
21.of
22.at
23.at
24.i
25.of
26.from
27.through
28.by
29.on
30.to
31.on
32.at
33.from
34.in
35.to
36.on
37.at
38.in
39.but
40.to
41.out of
42.in
43.of
44.on
45.at
46.on
47.before
48.at
49.in
50.on
51.through
52.out
53.from
54.out
56.of
57.we
58.on
59.on
60.in
61.we
62.to
63.to
64.at
65.in
66.by
67.to
68.on
69.to
70.by
71.out
72.of
73.of
74.in
75.by
76.on
77.of
78.by

exercise 30 page 117

Answers :
1. best
2. happiest
3. faster
4. creamiest
5. more colorful
6. better
7. good
8. awkwarder
9. least
10. prettiest

exercise 29 page 114

Answers :
1. than
2. than
3. from
4. than
5. as
6. from
7. as
8. than
9. as
10. from

exercite 28 page114

Answers :
1. as soon
2. more important
3. as well
4. more expensive
5. as hot
6. more talented
7. more colorful
8. happier
9. worse
10. faster

exercise 27 page 109

Answers :

1. terrible
2. well
3. good
4. calm
5. sick
6. quickly
7. diligently
8.vehemently
9. relaxed
10. noisy

exercise 26 page 107
Answers :

1. well
2. intense
3. brightly
4. fluent
5. fluently
6. smooth
7. accurately
8. bitter
9. soon
10. fast